LECpersonal CLAIMS

Legal issues can be expensive, complex, and stressful. With both LEC drivXP and LEC livXP, making a claim is easy.

STEP 1 - Have your policy number ready

If you have a legal issue or question, call the Legal Advice Helpline at 1-877-788-8777 right away. An intake agent will ask for your policy number and will schedule the most convenient times for an advice lawyer to call you back.

Step 2 - talk to an advice lawyer

An advice lawyer will speak with you, provide general legal advice, and recommend next steps for your situation. Advice is always given, even if your issue is not covered by the policy.


Step 3 - determination of a claim

The advice lawyer will forward the matter to our Claims Department if it appears your issue may be covered by the policy.

A Claims Adjuster will examine your legal issue and determine whether your issue is covered. If legal representation is required to resolve your issue, the Claims Adjuster will forward your file to one of our panel lawyers specialized in the area of law relevant to your case.


Step 4 - a panel lawyer is assigned

Your Claims Adjuster will work with you and your assigned lawyer, to ensure your claim moves forward in an efficient manner.


We are committed to providing you with excellent service. The Legal Advice Helpline is here to help for any legal issue, from 8am to midnight, 7 days a week (local time). In an emergency situation, your call will be answered and an advice lawyer will be made available 24/7.

LEC drivXP and LEC livXP: Claims Examples

How will the LEC drivXP and LEC livXP policies protect and empower you and your family?

Employment Termination Consultation (LEC livXP only):

After Charles is dismissed from his job without notice, he is offered termination payment as compensation and wishes to negotiate the amount with his employer. A legal representative will be appointed to offer legal advice and assist with initial negotiations.


Tax Protection (LEC livXP only):

The Canada Revenue Agency is auditing Isabella’s personal tax returns for the last three years. General legal advice will be provided to Isabella and a tax lawyer will be appointed.


Legal Defence (LEC drivXP and LEC livXP):

Eliza is criminally charged for allegedly stealing petty cash from her employer. A lawyer will be appointed and legal costs to defend Eliza will be covered from the first dollar spent.


Contract Disputes (LEC drivXP and LEC livXP):

William has his brakes repaired at the local garage. After picking up his car, William notices that the problem has worsened. The garage refuses to rectify the issue. A lawyer will be assigned to deal with the garage and negotiate repairs or a refund.


Contract Disputes (LEC drivXP and LEC livXP):

Joel has renovations done to his kitchen and finds the work is not up to code. The contractor is demanding payment, despite the substandard work. A lawyer will be assigned to defend Joel and handle negotiations with the contractor.


Unlimited General Legal Advice (LEC drivXP and LEC livXP):

Offer yourself legal protection and the power to take back control of your life, with unlimited access to a general legal advice helpline to discuss any legal matter. Call the Legal Advice Helpline at 1-877-788-8777.

Submit a Claim

Get access to 24 /7 Legal Support:


Starting from as low as $179.00 per year

* Coverage is subject to the terms, conditions, and exclusions of the policy. For full details of coverage, please read the LEC drivXP, LEC livXP and LECbusiness policy wording. Deductibles may apply.