Legal Expense Coverage designed specifically for Investment Industry Professionals

Making a Claim

Legal issues can be expensive, complex, and stressful. With an ARAG policy, making a claim is easy. Follow these simple steps:

Step 1: Have your policy number ready

If you have a legal issue or question, call the Legal Advice Helpline right away. An intake agent will ask for your policy number and will schedule the most convenient times for an advice lawyer to call you back.

Step 2: Talk to an advice lawyer

An advice lawyer will speak with you, provide general legal advice, and recommend next steps for your situation. Advice is always given, even if your issue is not covered by the policy.

Step 3: Determination of claim

The advice lawyer will forward the matter to our Claims Department if it appears your issue may be covered by the policy.

Step 4: A coverage decision is made

A Claims Adjuster will examine your legal issue and determine whether your issue is covered. If legal representation is required to resolve your issue, the Claims Adjuster will forward your file to one of our panel lawyers specialized in the area of law relevant to your case.

Step 4: A panel lawyer is assigned

Your Claims Adjuster will work with you and your assigned lawyer, to ensure your claim moves forward in an efficient manner.

Remember: If you believe you have a legal issue, call the Legal Advice Helpline toll-free number. We are committed to providing you with excellent service. The Legal Advice Helpline is here to help for any legal issues, from 8am to midnight, 7 days a week. In an emergency situation, your call will be answered and an advice lawyer will be made available 24/7.


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*Coverage is subject to the terms, conditions, and exclusions of the policy. For full details of coverage, including any conditions and limitations, please read the ARAG policy wording. Deductibles may apply.

* Coverage is subject to the terms, conditions, and exclusions of the policy. For full details of coverage, please read the LEC drivXP, LEC livXP and LECbusiness policy wording. Deductibles may apply.